Underwriting Pro

Welcome, New Era agent

Quick check-in before you access the underwriting tool.

Internal use only — for licensed New Era agents.
Your New Era-issued agent identifier.
 
Reference tool for licensed New Era agents only. Final eligibility is determined by the carrier underwriter.
Underwriting Pro
Agent Decision Tool
Agent
Internal reference tool for New Era agents. Final eligibility is determined by the carrier underwriter. Not consumer-facing.

Know in 10 seconds whether they qualify

The agent-grade decision tool for Philadelphia American Life and other health-based plans. Pick a condition on the left, ask the right question, close the right plan — or redirect with integrity.

9
Generally Approved
9
Conditional
11
Redirect to ACA
The Golden Rule

One question handles 80% of cases

The line between a sale and a redirect is almost always: "Are you currently being treated for it?"  
History = often OK. Actively treating = usually redirect.